Travel Rewards / Transfer reference

Points transfer partners: airlines, hotels and ratios

Find which rewards programs transfer to your airline or hotel loyalty account. Compare the standard ratio and eligibility notes, then check the issuer’s current terms before moving points.

Updated 2026-10-19 · Camli Editorial Team

Find transfer partners

Search an issuer, airline, hotel or loyalty-program name to see every matching relationship in this dataset. Wells Fargo coverage is limited to three publicly established relationships. Where an issuer does not establish a partner’s individual base ratio, it is marked not established—not assumed to be 1:1.

Each relationship retains its official source and verification time. At the 30-day review deadline, or if review information is unavailable, old ratios and operational rules stop displaying as current. Confirm the linked terms and your account before acting.

Issuer-to-loyalty-program relationships and standard transfer ratios
Partner and issuerStandard ratio and eligibilityDetails and official sources

AerClub

Aer Lingus · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: AerClub
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Aeroplan

Air Canada · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Aeroplan
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Flying Blue
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

The British Airways Club

British Airways · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: The British Airways Club
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Iberia Club

Iberia · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Iberia Club
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

TrueBlue

JetBlue · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: TrueBlue
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

KrisFlyer

Singapore Airlines · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: KrisFlyer
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Rapid Rewards

Southwest Airlines · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Rapid Rewards
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

MileagePlus

United Airlines · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: MileagePlus
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Flying Club

Virgin Atlantic · Airline

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Flying Club
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

IHG One Rewards

IHG Hotels & Resorts · Hotel

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: IHG One Rewards
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Marriott Bonvoy

Marriott · Hotel

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Marriott Bonvoy
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

Wyndham Rewards

Wyndham Hotels & Resorts · Hotel

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card required.

Details and sources for Chase: Wyndham Rewards
Minimum and increments
Typically 1,000-point increments.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

World of Hyatt

Hyatt · Hotel

Chase · Chase Ultimate Rewards

Not established — check current issuer terms

NOT ESTABLISHED

U.S. Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred required. Accounts opened before 2026-06-15 had 1:1 only through 2026-09-30; 4:3 is the supplied current standard as of 2026-10-19.

Details and sources for Chase: World of Hyatt
Minimum and increments
Typically 1,000-point increments; 1,000 → 750 is Chase’s displayed example.
Timing
Many transfers process by the next business day; may take up to 7 business days.
Finality
Final; Chase says transfers to travel partners are final.

Verified 2026-10-19 · Review due 2026-11-18

AerClub

Aer Lingus · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: AerClub
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Aeromexico Rewards

Aeromexico · Airline

American Express · Membership Rewards (U.S.)

1000:1600

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Aeromexico Rewards
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Aeroplan

Air Canada · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Aeroplan
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Flying Blue
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Mileage Club

ANA · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Mileage Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

LifeMiles

Avianca · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: LifeMiles
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Asia Miles

Cathay Pacific · Airline

American Express · Membership Rewards (U.S.)

1000:800

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Asia Miles
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

SkyMiles

Delta · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: SkyMiles
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Skywards

Emirates · Airline

American Express · Membership Rewards (U.S.)

1000:800

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Skywards
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Iberia Club

Iberia · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Iberia Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

TrueBlue

JetBlue · Airline

American Express · Membership Rewards (U.S.)

250:200

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: TrueBlue
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Qantas Frequent Flyer

Qantas · Airline

American Express · Membership Rewards (U.S.)

500:500

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Qantas Frequent Flyer
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Privilege Club

Qatar Airways · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Privilege Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

KrisFlyer

Singapore Airlines · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: KrisFlyer
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

The British Airways Club

British Airways · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: The British Airways Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Flying Club

Virgin Atlantic · Airline

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Flying Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Choice Privileges

Choice Hotels · Hotel

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Choice Privileges
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Hilton Honors

Hilton · Hotel

American Express · Membership Rewards (U.S.)

1000:2000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Hilton Honors
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Marriott Bonvoy

Marriott · Hotel

American Express · Membership Rewards (U.S.)

1000:1000

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Marriott Bonvoy
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Leaders Club

The Leading Hotels of the World · Hotel

American Express · Membership Rewards (U.S.)

1000:250

QUALIFIED

Eligible U.S. Membership Rewards product/account; linked partner account must satisfy issuer name/linking rules. Checking-only products have a limited partner selection; verify current product eligibility. U.S. airline transfers may incur an excise-tax offset fee of $0.0006 per point, capped at $99, under Membership Rewards terms.

Details and sources for American Express: Leaders Club
Minimum and increments
In most cases minimum 1,000 points and multiples of 1,000; partner-specific exceptions are retained as row overrides.
Timing
Typically 48 hours; some programs may delay posting.
Finality
Transfer cannot be reversed or converted back to Membership Rewards points.

Verified 2026-10-19 · Review due 2026-11-18

Aeromexico Rewards

Aeromexico · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Aeromexico Rewards
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Aeroplan

Air Canada · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Aeroplan
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

LifeMiles

Avianca · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: LifeMiles
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

The British Airways Club

British Airways · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: The British Airways Club
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Asia Miles

Cathay Pacific · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Asia Miles
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Etihad Guest

Etihad Airways · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Etihad Guest
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Finnair Plus

Finnair · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Finnair Plus
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Flying Blue
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Qantas Frequent Flyer

Qantas · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Qantas Frequent Flyer
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Privilege Club

Qatar Airways · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Privilege Club
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

KrisFlyer

Singapore Airlines · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: KrisFlyer
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Miles&Go

TAP Air Portugal · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Miles&Go
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Miles&Smiles

Turkish Airlines · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Miles&Smiles
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Virgin Red

Virgin Red · Airline

Capital One · Capital One Miles

Not established — check current issuer terms

NOT ESTABLISHED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Virgin Red
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Skywards

Emirates · Airline

Capital One · Capital One Miles

2:1.5

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Skywards
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Infinity MileageLands

EVA Air · Airline

Capital One · Capital One Miles

2:1.5

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Infinity MileageLands
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

JAL Mileage Bank

Japan Airlines · Airline

Capital One · Capital One Miles

2:1.5

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: JAL Mileage Bank
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

TrueBlue

JetBlue · Airline

Capital One · Capital One Miles

5:3

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: TrueBlue
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Choice Privileges

Choice Hotels · Hotel

Capital One · Capital One Miles

1:1

QUALIFIED

Eligible Capital One holder; Choice transfers are restricted by issuer footnote to U.S.-based Choice Privileges membership accounts.

Details and sources for Capital One: Choice Privileges
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

Wyndham Rewards

Wyndham Hotels & Resorts · Hotel

Capital One · Capital One Miles

1:1

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: Wyndham Rewards
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

I Prefer Hotel Rewards

Preferred Hotels & Resorts · Hotel

Capital One · Capital One Miles

1:2

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: I Prefer Hotel Rewards
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

ALL – Accor Live Limitless

Accor · Hotel

Capital One · Capital One Miles

2:1

QUALIFIED

Eligible Capital One travel-rewards-card or business-rewards-card holder; U.S. card/tier-specific restriction not established by issuer guide.

Details and sources for Capital One: ALL – Accor Live Limitless
Minimum and increments
Minimum 1,000 Capital One miles; transfer increment beyond that is NOT_ESTABLISHED — CHECK CURRENT ISSUER / PARTNER TERMS.
Timing
Not established — check current issuer / partner terms.
Finality
Final; no transfer back to Capital One after finalization; all redemptions final.

Verified 2026-10-19 · Review due 2026-11-18

JAL Mileage Bank

Japan Airlines · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: JAL Mileage Bank
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

LifeMiles

Avianca · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: LifeMiles
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

AAdvantage

American Airlines · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: AAdvantage
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

ALL – Accor Live Limitless

Accor · Hotel

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: ALL – Accor Live Limitless
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Asia Miles

Cathay Pacific · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Asia Miles
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Choice Privileges

Choice Hotels · Hotel

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Choice Privileges
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Skywards

Emirates · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Skywards
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Etihad Guest

Etihad Airways · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Etihad Guest
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Infinity MileageLands

EVA Air · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Infinity MileageLands
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Flying Blue
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

TrueBlue

JetBlue · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: TrueBlue
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Leaders Club

The Leading Hotels of the World · Hotel

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Leaders Club
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

I Prefer Hotel Rewards

Preferred Hotels & Resorts · Hotel

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: I Prefer Hotel Rewards
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Qantas Frequent Flyer

Qantas · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Qantas Frequent Flyer
Minimum and increments
Minimum 1,000; 1,000-point increments. Citi additionally limits Qantas transfers to one transfer per member per 24 hours.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Privilege Club

Qatar Airways · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Privilege Club
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

KrisFlyer

Singapore Airlines · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: KrisFlyer
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Royal Orchid Plus

Thai Airways · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Royal Orchid Plus
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Miles&Smiles

Turkish Airlines · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Miles&Smiles
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Wyndham Rewards

Wyndham Hotels & Resorts · Hotel

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent.

Details and sources for Citi: Wyndham Rewards
Minimum and increments
Travel transfers: minimum 1,000 ThankYou Points, 1,000-point increments, maximum 500,000 points per transfer.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Flying Club and Virgin Red

Virgin Atlantic / Virgin Red · Airline

Citi · ThankYou Rewards (U.S.)

Not established — check current issuer terms

NOT ESTABLISHED

Eligible ThankYou cardholders/accounts per Citi Points Transfer FAQ; exact partner availability is account/card dependent. Citi groups Flying Club and Virgin Red in one source entry; this is not proof that both are separately available to every account.

Details and sources for Citi: Flying Club and Virgin Red
Minimum and increments
Minimum 1,000; 1,000-point increments. Citi additionally limits Virgin transfers to one transfer per member per 24 hours.
Timing
Some travel partners may post within 24 hours; others may take up to 14 days. Partner-specific timing is NOT_ESTABLISHED.
Finality
Requests cannot be cancelled or reversed; resulting loyalty currency cannot be converted or transferred back to ThankYou Points.

Verified 2026-10-19 · Review due 2026-11-18

Atmos Rewards

Alaska Airlines & Hawaiian Airlines · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Atmos Rewards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

LifeMiles

Avianca · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: LifeMiles
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

MileagePlus

United Airlines · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: MileagePlus
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Flying Blue
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Virgin Red

Virgin Red · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Virgin Red
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Flying Club

Virgin Atlantic · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Flying Club
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Skywards

Emirates · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Skywards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

The British Airways Club

British Airways · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: The British Airways Club
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Asia Miles

Cathay Pacific · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Asia Miles
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Miles&Smiles

Turkish Airlines · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Miles&Smiles
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

AerClub

Aer Lingus · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: AerClub
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Iberia Club

Iberia · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Iberia Club
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Aeroplan

Air Canada · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Aeroplan
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Miles&Go

TAP Air Portugal · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Miles&Go
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Rapid Rewards

Southwest Airlines · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Rapid Rewards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Southwest transfers: allow up to 72 hours.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

JAL Mileage Bank

Japan Airlines · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: JAL Mileage Bank
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Privilege Club

Qatar Airways · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Privilege Club
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Etihad Guest

Etihad Airways · Airline

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Etihad Guest
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Hilton Honors

Hilton · Hotel

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Hilton Honors
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Marriott Bonvoy

Marriott · Hotel

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Marriott Bonvoy
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

World of Hyatt

Hyatt · Hotel

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: World of Hyatt
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

IHG One Rewards

IHG Hotels & Resorts · Hotel

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: IHG One Rewards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

ALL – Accor Live Limitless

Accor · Hotel

Bilt · Bilt Rewards

3:2

QUALIFIED

Bilt Members.

Details and sources for Bilt: ALL – Accor Live Limitless
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Wyndham Rewards

Wyndham Hotels & Resorts · Hotel

Bilt · Bilt Rewards

1:1

QUALIFIED

Bilt Members.

Details and sources for Bilt: Wyndham Rewards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

I Prefer Hotel Rewards

Preferred Hotels & Resorts · Hotel

Bilt · Bilt Rewards

1:2

QUALIFIED

Bilt Members.

Details and sources for Bilt: I Prefer Hotel Rewards
Minimum and increments
1,000-point increments; Blue Status minimum 2,000 points, Silver/Gold/Platinum minimum 1,000.
Timing
Bilt terms say in most cases within 20 minutes; support says in most cases immediately. Both ask users to allow up to 48 hours. Not a guarantee for a specific transfer.
Finality
Cannot be reversed or canceled unless otherwise noted in the applicable partner terms.

Verified 2026-10-19 · Review due 2026-11-18

Flying Blue

Air France-KLM · Airline

Wells Fargo · Wells Fargo Rewards

1:1

QUALIFIED

Wells Fargo credit card with points; Flying Blue requires valid account with same first and last names as Wells Fargo Rewards Points Transfer account.

Details and sources for Wells Fargo: Flying Blue
Minimum and increments
No minimum transfer amount.
Timing
Typically near real-time in Flying Blue; allow up to 72 hours for participating transfer partners.
Finality
Irreversible and final; cannot be converted back to Wells Fargo Points.

Verified 2026-10-19 · Review due 2026-11-18

LifeMiles

Avianca · Airline

Wells Fargo · Wells Fargo Rewards

1:1

QUALIFIED

Rewards Points Transfer is only eligible for Wells Fargo credit cards with points and is an online redemption option. No complete public card-by-card eligibility matrix was established.

Details and sources for Wells Fargo: LifeMiles
Minimum and increments
Minimum conversion is 1,000 Wells Fargo Rewards points.
Timing
CHECK CURRENT ISSUER / PARTNER TERMS; timing not established on reviewed authoritative LifeMiles page.
Finality
CHECK CURRENT ISSUER / PARTNER TERMS; Wells Fargo-to-LifeMiles finality not established on reviewed authoritative page.

Verified 2026-10-19 · Review due 2026-11-18

Choice Privileges

Choice Hotels · Hotel

Wells Fargo · Wells Fargo Rewards

1:2

QUALIFIED

Rewards Points Transfer is only eligible for Wells Fargo credit cards with points and is an online redemption option. No complete public card-by-card eligibility matrix was established.

Details and sources for Wells Fargo: Choice Privileges
Minimum and increments
CHECK CURRENT ISSUER / PARTNER TERMS; no Wells Fargo-specific minimum or increment established on reviewed Choice page.
Timing
CHECK CURRENT ISSUER / PARTNER TERMS; not established on reviewed Choice page.
Finality
CHECK CURRENT ISSUER / PARTNER TERMS; not established on reviewed authoritative page.

Verified 2026-10-19 · Review due 2026-11-18

A transfer ratio measures units—not cash value

Read a ratio as issuer units sent to partner units received. A 1:1 ratio means the same number of units, not that both currencies buy the same travel or have the same cash value. A larger number on either side does not make one program automatically better.

An airline partner receives that airline program’s currency. A hotel partner receives hotel-program points. The award price, availability, cash charges and booking conditions decide what a balance can do.

For a flight decision, compare a realistic cash fare with the required miles, award cash charges and ticket conditions.

Compare a cash fare with an award using Cash vs Miles

Find the award first. Transfer second, if needed.

Search with the loyalty program that will issue the award, using your actual dates, route, cabin and passenger count. A flight sold for cash is not proof that the program has an award seat. Different programs can receive different partner inventory.

Transferring moves currency; it does not reserve availability. If the transfer takes time or the award disappears, you may be left with a balance in the destination program instead of flexible issuer points.

The award guide explains the deeper search and booking workflow.

Follow the Award Travel availability and booking guide

What to check before submitting a transfer

A supported partner is only the starting point. Account eligibility, card or membership tier, name matching, minimums and increments can determine which transfer you can submit.

Use the official issuer transfer screen for your own account. Review the final confirmation instead of treating a directory ratio as permission to transfer.

American Express U.S. airline transfers may include an excise-tax offset fee. Check the issuer’s fee and final confirmation; a ratio alone does not show the full transfer cost.

  1. Find the award in the program you plan to use and record the required units plus cash charges.
  2. Confirm your issuer supports the destination program for your eligible rewards account.
  3. Check account linking and name requirements in the issuer’s terms.
  4. Confirm the standard ratio, minimum, increments and any account-specific eligibility.
  5. Read timing and cancellation or reversal rules before submitting.
  6. Recheck availability after the units post and complete the award booking separately.

Transfers are directional, not a shared pool

An issuer-to-airline relationship does not establish the reverse route. Airline miles generally cannot move freely back to the issuer or between unrelated airline programs. A specific exchange, pooling or linked-program arrangement needs its own current terms.

Two issuers can support the same loyalty program. Search the program’s name to compare those relationships, but check each issuer’s eligibility separately. Matching destination names do not make the source currencies interchangeable.

Completed transfers are often one-way or final, subject to the issuer and program terms. The directory retains issuer-specific finality wording rather than claiming that every points transfer has the same rule.

Use Airline Miles for the destination program’s earning, redemption and expiration rules.

Research airline currencies and program rules

Timing estimates and temporary bonuses need separate checks

Timing can depend on the issuer, partner and account. An official estimate is not a guarantee that your award will still be available when the units arrive. Where reliable official timing has not been established, the directory says to check current issuer or partner terms.

The directory shows standard base ratios, not promotional transfer bonuses. Temporary offers can have dates, targeting, channels and account restrictions. Confirm any offer directly with the issuer; the absence of a bonus here does not mean no offer exists.

Partner lists and ratios can change. A source check describes what was established at that time, not a promise that an issuer will keep the relationship or rate unchanged.

Common questions about transferring points

What does transferring points mean?

It means converting eligible rewards from an issuer account into a supported loyalty program’s currency under the issuer’s transfer terms. The transfer changes where the balance is held; it does not reserve an award or pay a cash fare.

Can I transfer credit-card points to airlines or hotels?

Only when the issuer currently supports that loyalty program and your rewards account meets the eligibility rules. Search the directory for the issuer or partner, then confirm the applicable ratio and conditions in your own issuer account.

Can airline miles transfer between airlines?

Airline miles generally do not move freely between unrelated programs. An alliance or award-booking partnership is not a shared balance. Specific exchanges, pooling arrangements or linked-program transfers require their own current terms.

Can I transfer points back after moving them?

Do not assume the reverse route exists. Completed transfers are often one-way or final under the issuer’s terms. Check the issuer-specific finality wording and confirmation screen before submitting; this page does not promise a reversal.

Does a 1:1 transfer mean equal value?

No. A 1:1 ratio means one issuer unit converts to one partner unit. It does not establish equal cash value, award availability or a better redemption. Compare the actual award requirements, cash charges and booking conditions.

How long do points transfers take?

Timing depends on the issuer, partner and account. Use the directory’s qualified official timing statement where one is established; otherwise check current issuer or partner terms. An estimate does not reserve availability or guarantee completion by a particular moment.

Should I transfer points before finding an award?

Normally, find the award in the program you plan to use first. Then verify the required units, cash charges and issuer transfer terms before deciding to move points. Availability can disappear before a transfer posts, so search results are not a reservation.

Can multiple issuers transfer to the same airline program?

Yes, when each issuer supports that destination program. Search the loyalty-program name to see all matching relationships in this dataset, and check each issuer’s eligibility and ratio separately. Separate issuer balances are not automatically interchangeable.

Do transfer partners and ratios change?

Yes. Records retain their official source and verification time. At the 30-day review deadline, or if review information is unavailable, the directory replaces old current ratios and operational rules with a review-required message. Always confirm your issuer’s live terms before acting.