Travel rewards · issuer-sourced details

Chase Sapphire Preferred® Credit Card Details

This editorial reference brings the current issuer-sourced terms into one place. It is a selected-facts summary, not a ranking, offer comparison, or application guide.

Facts checked: 2026-10-14. Card terms, fees and benefits can change; review the issuer terms directly.

Card details at a glance

Issuer
JPMorgan Chase Bank, N.A. (Chase)
Rewards ecosystem
Chase Ultimate Rewards® points
Annual fee
$95 annual membership fee.
Foreign transaction fee
None.
Transferable points
Yes

Current offer

See issuer for current offer.

Official details for Chase Sapphire Preferred® Credit Card, opens in a new tab

This issuer link is informational. It is not a Camli application or prequalification link.

Selected earning categories

  • 5x points on travel purchased through Chase Travel.
  • 3x points on dining.
  • 2x points on all other travel (distinct from travel purchased through Chase Travel).

Selected travel benefits

  • Up to $100 in hotel statement credits each account anniversary year for hotel stays purchased through Chase Travel. Qualifying hotel-credit purchases do not earn rewards points; the credit resets on the account anniversary and unused value is forfeited.
  • Trip Cancellation and Interruption Insurance is for covered reasons, up to $10,000 per covered traveler and $20,000 per trip, subject to the guide’s terms; the covered traveler must charge all or part of trip cost to the covered card and/or use redeemable rewards.

Transferable-points information

Ultimate Rewards points may be transferred to participating frequent travel program accounts. Transfers are in 1,000-point increments, only to the cardmember or one additional household member listed as an authorized user; transfers are final, participating programs may change, and Chase may disclose a transfer fee before a transfer.

Read the Points Transfer Guide for the existing issuer and partner reference data. Transfers can be final and do not establish award availability.

Factors to consider

The points below are neutral review prompts, not personal financial advice or a recommendation.

  • How the published annual fee and benefit conditions relate to the terms you are reviewing.
  • Whether the stated travel and dining categories correspond to purchases you already expect to make.
  • The finality and account rules described in the issuer’s points-transfer agreement.

Official sources and terms

Source titles and links are provided for term review. Issuer terms control and may change.

Rates and fees (opens in a new tab)