Travel rewards · issuer-sourced details

Citi Strata Premier® Card Details

This editorial reference brings the current issuer-sourced terms into one place. It is a selected-facts summary, not a ranking, offer comparison, or application guide.

Facts checked: 2026-10-14. Card terms, fees and benefits can change; review the issuer terms directly.

Card details at a glance

Issuer
Citibank, N.A. (Citi)
Rewards ecosystem
Citi® ThankYou® Rewards points
Annual fee
$95 annual fee.
Foreign transaction fee
None — Citi’s current product pricing details state: “Fee for foreign purchases - None.”
Transferable points
Yes

Current offer

See issuer for current offer.

Official details for Citi Strata Premier® Card, opens in a new tab

This issuer link is informational. It is not a Camli application or prequalification link.

Selected earning categories

  • 10 total ThankYou Points per $1 spent on hotel, car-rental, and attraction bookings through Citi Travel (cititravel.com or the specified booking line). For points-and-card bookings, only the card-paid portion earns; cancelled bookings do not earn points.
  • 3 ThankYou Points per $1 spent on air travel and other hotel purchases; Citi defines this as airlines, hotels not booked through Citi Travel, and travel agencies.
  • 3 ThankYou Points per $1 spent at restaurants, supermarkets, and gas/EV charging stations. Qualification depends on merchant-category coding and stated category exclusions; Citi determines qualifying purchases.

Selected travel benefits

  • Once per calendar year, receive $100 off one hotel stay of $500 or more, excluding taxes and fees, when booked through Citi Travel. The complete stay must be prepaid with the card, ThankYou Points, or both; package rates and non-Citi Travel channels do not qualify.
  • Travel protection benefits listed by Citi include Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, and MasterRental Coverage (car rental).

Transferable-points information

Yes. Citi states that Strata Premier points transfer to airline and hotel partners, including American Airlines, JetBlue, Virgin Atlantic, Cathay, EVA Air, Choice Hotels, and The Leading Hotels of the World, among others; Citi states a 1,000-point minimum transfer.

Read the Points Transfer Guide for the existing issuer and partner reference data. Transfers can be final and do not establish award availability.

Factors to consider

The points below are neutral review prompts, not personal financial advice or a recommendation.

  • How the published annual fee and benefit conditions relate to the terms you are reviewing.
  • Whether Citi Travel, merchant-category, prepaid-stay, and exclusion conditions matter for your travel planning.
  • The issuer’s stated transfer minimum and partner-account terms, including the finality of transfers where applicable.

Official sources and terms

Source titles and links are provided for term review. Issuer terms control and may change.