Travel rewards · issuer-sourced details

Chase Sapphire Reserve® Credit Card Details

This editorial reference brings the current issuer-sourced terms into one place. It is a selected-facts summary, not a ranking, offer comparison, or application guide.

Facts checked: 2026-10-14. Card terms, fees and benefits can change; review the issuer terms directly.

Card details at a glance

Issuer
JPMorgan Chase Bank, N.A.
Rewards ecosystem
Chase Ultimate Rewards® points
Annual fee
$795 annual membership fee.
Foreign transaction fee
None.
Transferable points
Yes

Current offer

See issuer for current offer.

Official details for Chase Sapphire Reserve® Credit Card, opens in a new tab

This issuer link is informational. It is not a Camli application or prequalification link.

Selected earning categories

  • 8 points per $1 spent on purchases made using the card through Chase Travel. This is the portal rate; if part of a Chase Travel purchase is paid with points, only the card-paid portion earns points.
  • 4 points per $1 spent on flights and hotels booked direct; bookings through a Reserve Travel Designer or FROSCH earn this rate only when booked directly with the airline or hotel.
  • 3 points per $1 spent on dining at restaurants, including takeout and eligible delivery services.

Selected travel benefits

  • Up to $300 in statement credits for qualifying travel purchases each account-anniversary year. Purchases qualifying for this credit do not earn points.
  • For The Edit by Chase Travel, up to $250 per qualifying prepaid “Pay Now” stay, up to $500 per calendar year; qualifying stays must be at least two nights, and the credited portion does not earn points.

Lounge access

Primary Sapphire Reserve cardmembers and authorized users have access to all Chase Sapphire Lounge by The Club locations, 1,300+ Priority Pass airport lounges, and select Air Canada Maple Leaf Lounges and Air Canada Cafés. Priority Pass Select is automatically activated; the terms allow up to two accompanying guests at Priority Pass lounges, subject to terms and capacity.

Transferable-points information

Yes. The Rewards Program Agreement permits transfers in 1,000-point increments to participating frequent-travel-program accounts belonging to the cardmember or one additional household member listed as an authorized user; participating programs may change without notice.

Read the Points Transfer Guide for the existing issuer and partner reference data. Transfers can be final and do not establish award availability.

Factors to consider

The points below are neutral review prompts, not personal financial advice or a recommendation.

  • How the published annual fee and benefit conditions relate to the terms you are reviewing.
  • Whether direct-booking and portal-booking distinctions in the earning terms matter for your travel planning.
  • The access, guest, enrollment, capacity, and transfer conditions in the issuer materials.

Official sources and terms

Source titles and links are provided for term review. Issuer terms control and may change.

Rates and fees (opens in a new tab)